When the weather turns cold, the first accessory I reach for is a warm and cozy cowl. A cowl that can be pulled up over my ears and keep me toasty when the wind howls. Working in fair isle with chunky yarn is a great way to strengthen the warmth of a project. The floats on the inside add a second layer of fabric to your garment. The extra layer of fabric helps keep wind out and heat in, which is very much needed if you live in a cold…